(IMPORTANT - Please read in full.)

1. Terms of Use

This website is owned and operated by Endowment Check Limited ("Endowment Check", "our", "us" or "we") and is made available to you on the following terms. By using this website you are deemed to accept these terms. Should you decide to subscribe to our services you will also be required to accept additional terms and conditions, but please note that these terms shall continue to apply to you as a user of this website.

2. Use of the Website

The information contained on this website and from any communication related to this website is for general information purposes only. It does not attempt to give you advice that relates to your specific financial, investment or tax circumstances and you should not rely on any material in this website to make (or refrain from making) any decision or take (or refrain from taking) any action. You may use, print and download information from our website to enable a full consideration of our services and their applicability to your personal requirements. You may not otherwise copy, display, transmit or distribute any material from the website. This website contains links to other websites which are not under the control of and are not maintained by Endowment Check. Endowment Check is not responsible for the content of those sites. Endowment Check provides these links for your convenience only but does not endorse or take responsibility for the material on these sites.

3. Disclaimers

This website and its contents are provided "as is".

ENDOWMENT CHECK EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, AS TO THE ACCURACY, COMPLETENESS OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION CONTAINED ON THIS WEBSITE.

Nothing contained in this website or in such emails sent by us from time to time is or shall be construed as a recommendation, invitation, inducement, solicitation or offer to buy or sell any particular securities, endowment policies or other investments, products or services, or as advice (investment, tax, legal or other) amounting to investment advice.

The services mentioned on this website may not be suitable for you. In particular some of the investments mentioned may not be regulated under the Financial Services and Markets Act 2000 or at all and the protection provided to you under this Act will not apply. YOU ARE ADVISED TO OBTAIN INDEPENDENT INVESTMENT ADVICE FROM A QUALIFIED SECURITIES BROKER, INVESTMENT ADVISER OR FINANCIAL PLANNER. YOUR USE OF THE INFORMATION PROVIDED ON THIS WEBSITE AND OR BY US IS AT YOUR SOLE RISK.

The contents presented in this website contain forward looking statements. Such statements are based on expectations, estimates and projections at the time, which may involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated or stated. Investments can be speculative and can involve a high degree of risk. Investors may receive back less than originally invested, including partial or complete loss.

To the maximum extent permitted by law, neither Endowment Check nor any of its directors, employees or other representatives shall be liable for loss or damage of any kind whatsoever including, without limitation, any loss of profits or indirect, special, consequential, punitive or exemplary damages arising as a result of or relating to any opinion, advice, recommendation or information expressly or impliedly published in or in relation to this website (and/or our emails) or for any errors, inaccuracies, misstatements or delays in such content notwithstanding any negligence, default or lack of care by Endowment Check (or any of its directors, employees or other representatives) or that such loss or damage was foreseeable. THIS PARAGRAPH ALONE SHALL NOT APPLY TO OUR CURRENT SUBSCRIBERS (WHO SHOULD PLEASE REFER TO OUR TERMS AND CONDITIONS). FOR THE AVOIDANCE OF DOUBT, ALL OTHER PARAGRAPHS UNDER THIS SECTION 3 CONTINUE TO APPLY.

Nothing in this disclaimer shall exclude Endowment Check’s liability for death or personal injury caused by its negligence or for fraudulent misrepresentation. Any statutory rights that you may have as a consumer remain unaffected.

4. Privacy Policy

We respect your privacy and will never knowingly reproduce any personal information that would jeopardise your privacy. Our current privacy policy covers our use of any information you provide. In using our services on this website you acknowledge and agree to be bound by the terms of our privacy policy.

5. Copyright and Trademark Information

We are the proprietor of the Endowment Check name and get-up together with the copyright in this website. All other trade marks, brand names, product names and titles and copyrights used in this website are trade marks, brand names, product names or copyrights of their respective holders. No permission is given by us in respect of the use of any of them and such use may constitute an infringement of the holder’s rights.

6. Availability of Website

While we will use all reasonable endeavours to make our website available, we cannot guarantee that it will operate continuously or without interruptions.